American Mortgage Reduction is a team of experienced Real Estate Attorneys, Forensic Loan Auditors and Real Estate Consultants who have close to 30 years experience in Real Estate Law in between them. The first step in our program is a Forensic Loan Audit which is a detailed investigation of your loan closing documents in search of important errors that may have broken laws in Real Estate lending. These documents include, but are not limited to the Truth In Lending Act (TILA), the Real Estate Settlement Protection Act (RESPA), Uniform Commercial Code (UCC), Racketeering and Corrupt Organizations Act (RICO), Unfair and Deceptive Practices (UDAP), Equal Credit Opportunity Act (ECOA), Home Ownership and Equity Protection Act (HOEPA). The investigation is performed by experienced forensic auditors who are well versed in the Federal laws that protect consumers’ rights. Most of these rights are abridged by lenders who are involved in predatory lending. For almost thirty years our consultants have helped Real Estate property owners solve their mortgage crisis. Our success rate is so high, many attorneys come to us for their forensic needs rather than spend time doing it themselves. As the economic issues in our country have escalated, American Mortgage Reduction Consultants have come to the aid of hundreds of property owners in need with a variety of services. 
- Forensic Audit Of Loan Document
- Stopping Foreclosure
- Restructuring and Reducing Loans With Lenders
- Payment Retribution From Lenders
- Short Sale Arrangements
- Other Mortgage Related Issues
Successful negotiations and resolutions can only be achieved once you and the mortgage company are fully aware of all of the violations in question. A loan that violates TILA, RESPA, ECOA, UCC or any other law, is more than likely full of fraudulent content and is potentially a great risk to a lender. Since each violation can cost the mortgage companies tens, even hundreds of thousands of dollars in fines and legal fees, it is the mortgage company’s best interest to get this situation resolved as efficiently as possible without having to go through an extensive legal process which will completely stop foreclosure many times will help you reduce your mortgage and in some rare cases may even vitiate a lone entirely.